*,*::before,*::after{box-sizing:border-box} html{-webkit-text-size-adjust:100%} @media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}} [id]{scroll-margin-top:24px} body{margin:0;background-color:#ffffff;color:#3e3e3e;font-family:'Open Sans', system-ui,-apple-system,Segoe UI,sans-serif;font-size:16.00px;line-height:1.6} img{max-width:100%;height:auto;display:block} a{color:#2e4fef;text-decoration:underline} h1,h2,h3,h4,h5,h6{font-family:'Open Sans', Georgia,serif;margin:0;line-height:1.15} p{margin:0} hr{border:0;border-top:1px solid #028090} .bldr-rt p{margin:0 0 0.72em} .bldr-rt ul,.bldr-rt ol{margin:0 0 0.72em;padding-left:1.4em} .bldr-rt li{margin:0.25em 0} .bldr-rt>*:last-child{margin-bottom:0} /* Markers ride WITH the words. Outside the content box they stay pinned to the far left while centred copy drifts away from them. */ .bldr-rt-center ul,.bldr-rt-center ol,.bldr-rt-right ul,.bldr-rt-right ol{display:table;max-width:100%;text-align:left} .bldr-rt-center ul,.bldr-rt-center ol{margin-left:auto;margin-right:auto} .bldr-rt-right ul,.bldr-rt-right ol{margin-left:auto;margin-right:0} .bldr-rt li[style*="text-align:center"],.bldr-rt li[style*="text-align:right"]{list-style-position:inside} /* A quote should look like a quote: an oversized opening mark, roomier type, and a rule only where a rule makes sense (left-aligned copy). */ .bldr-rt blockquote{position:relative;margin:1.35em 0;padding:0.1em 0 0.1em 2.55em;border-left:3px solid rgba(235, 106, 86, 0.45);color:#3e3e3e;font-family:'Open Sans', Georgia,serif;font-style:italic;font-size:18px;font-weight:inherit;letter-spacing:0px;line-height:1.6} .bldr-rt blockquote::before{content:"“";position:absolute;left:0.42em;top:-0.02em;font-family:Georgia,'Times New Roman',serif;font-style:normal;font-size:2.6em;line-height:1;color:rgba(235, 106, 86, 0.5);pointer-events:none} .bldr-rt-center blockquote,.bldr-rt-right blockquote{border-left:0;padding-left:0;padding-top:1.25em} .bldr-rt-center blockquote::before,.bldr-rt-right blockquote::before{left:0;right:0;top:0;text-align:center} .bldr-rt-right blockquote::before{text-align:right} mark{background:#fde047;color:inherit;padding:0 0.12em;border-radius:3px} /* Explicit inline paint is source geometry; do not add marker chrome. */ mark[style]{padding:0;border-radius:0} /* Words coloured with one of the SITE's colours. The document stores the role, so re-skinning the site re-skins the words. Twin of the .hba-c-* rules in client/src/builder/styles/canvas.css (which reads the same values from CSS variables the canvas sets). */ .hba-c-ground{color:#ffffff}.hba-c-groundAlt{color:#028090}.hba-c-ink{color:#3e3e3e}.hba-c-accent{color:#eb6a56}.hba-c-second{color:#00a896}.hba-c-highlight{color:#02c39a}.hba-c-deep{color:#f0f3bd} .hba-h-ground{background:#ffffff;color:inherit;padding:0 0.12em;border-radius:3px}.hba-h-groundAlt{background:#028090;color:inherit;padding:0 0.12em;border-radius:3px}.hba-h-ink{background:#3e3e3e;color:inherit;padding:0 0.12em;border-radius:3px}.hba-h-accent{background:#eb6a56;color:inherit;padding:0 0.12em;border-radius:3px}.hba-h-second{background:#00a896;color:inherit;padding:0 0.12em;border-radius:3px}.hba-h-highlight{background:#02c39a;color:inherit;padding:0 0.12em;border-radius:3px}.hba-h-deep{background:#f0f3bd;color:inherit;padding:0 0.12em;border-radius:3px} .bldr-rt img.hba-img-sm{display:inline-block;width:180px;max-width:100%;vertical-align:middle} .bldr-rt img.hba-img-md{display:inline-block;width:340px;max-width:100%;vertical-align:middle} .bldr-rt img.hba-img-lg{display:inline-block;width:520px;max-width:100%;vertical-align:middle} .bldr-rt img.hba-img-full{display:block;width:100%;margin:0.6em 0} h1 a,h2 a,h3 a,h4 a,h5 a,h6 a{color:inherit} .bldr-page{} .bldr-block{width:100%} .bldr-pullup{margin-top:-3.5rem;position:relative;z-index:2} .bldr-sticky{position:sticky;z-index:30}.bldr-sticky-top{top:0}.bldr-sticky-bottom{bottom:0} .bldr-anchor-alias{display:block;height:0} .bldr-img-hover-zoom{overflow:hidden}.bldr-img-hover-zoom img{transition:transform .35s ease}.bldr-img-hover-zoom:hover img{transform:scale(1.06)} .bldr-img-hover-lift img{transition:transform .25s ease,box-shadow .25s ease}.bldr-img-hover-lift:hover img{transform:translateY(-4px);box-shadow:0 18px 40px rgba(0,0,0,.18)} .bldr-img-hover-darken img,.bldr-img-hover-lighten img{transition:filter .25s ease}.bldr-img-hover-darken:hover img{filter:brightness(.72)}.bldr-img-hover-lighten:hover img{filter:brightness(1.15)} .bldr-img-filter-grayscale img{filter:grayscale(1)}.bldr-img-filter-sepia img{filter:sepia(.7)}.bldr-img-filter-soften img{filter:saturate(.7) contrast(.95)} .bldr-img-filter-hover-off img{transition:filter .3s ease}.bldr-img-filter-hover-off:hover img{filter:none} @media (prefers-reduced-motion:reduce){.bldr-img-hover-zoom img,.bldr-img-hover-lift img,.bldr-img-hover-darken img,.bldr-img-hover-lighten img,.bldr-img-filter-hover-off img{transition:none}} .bldr-freemove{position:relative;left:var(--fm-x,0);top:var(--fm-y,0);z-index:var(--fm-z,1)} @media (max-width:767px){.bldr-pullup{margin-top:-1.5rem}} @media (max-width:767px){.bldr-freemove{left:var(--fm-mobile-x,0)}} .bldr-section-rows{position:relative;z-index:1;display:flex;flex-direction:column;gap:28px;width:100%} .bldr-section-panels{position:relative;z-index:1;width:100%} /* An open phone menu panel is fixed full-screen, but the z-index:1 section wrappers above are stacking contexts that trap it under later sections. Lift its ancestors only while it is the :target. A row dropdown is trapped the same way, so lift them too while its menu item is hovered or focused. */ :is(.bldr-block,.bldr-content-surface,.bldr-section-rows,.bldr-section-panels,.bldr-freemove):has([data-hba-menu-panel]:target){z-index:2147482000!important} :is(.bldr-block,.bldr-content-surface,.bldr-section-rows,.bldr-section-panels,.bldr-freemove):has([data-hba-menu-item]:hover,[data-hba-menu-item]:focus-within){z-index:2147482000!important} .bldr-section-background-layer{position:absolute;inset:0;width:100%;max-width:none;overflow:hidden;border-radius:inherit;pointer-events:none} .bldr-section-panel[hidden]{display:none} .bldr-panel-tabs{display:flex;gap:6px;flex-wrap:wrap;justify-content:center;margin:0 auto 18px} .bldr-panel-tabs button{border:0;border-radius:10px;padding:.7rem 1rem;background:#028090;color:#3e3e3e;font:700 .9rem 'Open Sans', system-ui,sans-serif;cursor:pointer} .bldr-panel-tabs button[aria-selected=true]{background:#eb6a56;color:#ffffff} .bldr-panel-arrows{display:flex;justify-content:space-between;pointer-events:none;margin-top:12px}.bldr-panel-arrows button{pointer-events:auto;border:1px solid currentColor;border-radius:999px;width:38px;height:38px;background:transparent;color:#eb6a56;font-size:26px;line-height:1;cursor:pointer} .bldr-panel-indicators{display:flex;gap:7px;justify-content:center;margin-top:14px}.bldr-panel-indicators button{width:9px;height:9px;padding:0;border:0;border-radius:999px;background:#eb6a56;opacity:.32;cursor:pointer}.bldr-panel-indicators button[aria-current=true]{opacity:1;transform:scale(1.2)} .bldr-audience-pending{display:none!important} @media (prefers-reduced-motion:reduce){.bldr-section-panel,.bldr-panel-tabs button,.bldr-panel-indicators button{transition:none!important}} .bldr-wrap{position:relative;width:100%;max-width:1100px;margin:0 auto;padding-left:24px;padding-right:24px;display:flex;flex-wrap:wrap;align-items:stretch} .bldr-col{flex:var(--col-grow,1) 1 0;min-width:0;min-height:40px;display:flex;flex-direction:column;gap:18px;margin-top:var(--col-nudge,0)} .bldr-col.hba-source-relative-nudge{position:relative;top:var(--col-nudge,0);margin-top:0} @media(max-width:767px){.bldr-col.hba-source-relative-nudge{top:var(--col-mobile-nudge,0px);margin-top:0!important}} .bldr-bg-sizer{display:block;flex:0 0 auto;width:100%;height:auto;visibility:hidden;pointer-events:none} .bldr-card-hover{transition:transform .25s ease,box-shadow .25s ease} .bldr-card-hover:hover{transform:translateY(-5px);box-shadow:0 18px 50px rgba(0,0,0,0.16)} .bldr-bgvid{position:absolute;inset:0;pointer-events:none;border-radius:inherit;overflow:hidden} video.bldr-bgvid{width:100%;height:100%;object-fit:cover} .bldr-bgvid-yt{overflow:hidden} .bldr-bgvid-yt iframe{position:absolute;top:50%;left:50%;width:100vw;height:56.25vw;min-height:100%;min-width:177.78vh;transform:translate(-50%,-50%);border:0;pointer-events:none} .bldr-embed-box iframe{position:absolute;inset:0;width:100%;height:100%;border:0} @media(max-width:767px){.bldr-content-phone-inset{width:var(--bldr-content-phone-width)!important}.bldr-content-phone-offset{top:var(--bldr-content-phone-offset)!important}} .bldr-divider{z-index:0} @media(max-width:767px){.bldr-divider-responsive{height:var(--bldr-divider-mobile-height)!important}} .bldr-btn-link{display:inline-block;max-width:100%;box-sizing:border-box;overflow-wrap:anywhere;border-radius:10px;font-weight:800;text-decoration:none;transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s ease} a:not(.bldr-btn-link):hover{color:#0f227e;text-decoration:underline;} .bldr-btn-h-grow:hover{transform:scale(1.045)} .bldr-btn-h-lift:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(0,0,0,0.22)} .bldr-btn-h-fill:hover{background:var(--bldr-btn-hover-bg,#eb6a56);color:var(--bldr-btn-hover-fg,#fff)} .bldr-btn-hbg:hover{background:var(--bldr-btn-hover-bg)!important} .bldr-btn-hfg:hover{color:var(--bldr-btn-hover-fg)!important} .bldr-btn-h-glow:hover{transform:scale(1.045);box-shadow:0 12px 34px var(--bldr-btn-glow,#eb6a56)} .bldr-btn-h-slide{position:relative;overflow:hidden} .bldr-btn-h-slide>span,.bldr-btn-h-slide>svg{position:relative;z-index:1} .bldr-btn-h-slide::before{content:"";position:absolute;inset:0;background:var(--bldr-btn-hover-bg,#eb6a56);transform:scaleX(0);transform-origin:left center;transition:transform .3s ease-out;z-index:0} .bldr-btn-h-slide:hover{color:var(--bldr-btn-hover-fg,#fff)} .bldr-btn-h-slide:hover::before{transform:scaleX(1)} .bldr-btn-h-reveal{position:relative;overflow:hidden} .bldr-btn-h-reveal>span,.bldr-btn-h-reveal>svg{position:relative;z-index:1} .bldr-btn-h-reveal::before{content:"";position:absolute;inset:0;background:var(--bldr-btn-hover-bg,#eb6a56);transform:scale(0);transition:transform .3s ease-out;z-index:0} .bldr-btn-h-reveal:hover{color:var(--bldr-btn-hover-fg,#fff)} .bldr-btn-h-reveal:hover::before{transform:scale(1)} .bldr-btn-gradient-flow{background-size:220% 220%!important;animation:bldr-btn-gradient-flow 5s ease infinite} .bldr-btn-gradient-aurora{background-size:260% 260%!important;animation:bldr-btn-gradient-aurora 7s ease-in-out infinite} @keyframes bldr-btn-gradient-flow{0%,100%{background-position:0% 50%}50%{background-position:100% 50%}} @keyframes bldr-btn-gradient-aurora{0%,100%{background-position:0% 50%;filter:hue-rotate(0deg)}50%{background-position:100% 50%;filter:hue-rotate(18deg)}} .bldr-btn-a-rock{animation:bldr-btn-a-rock 2.4s ease-in-out infinite;transform-origin:50% 100%} .bldr-btn-a-pulse{animation:bldr-btn-a-pulse 2.2s ease-out infinite} .bldr-btn-a-bounce{animation:bldr-btn-a-bounce 2.6s ease-in-out infinite} .bldr-btn-a-wobble{animation:bldr-btn-a-wobble 2.8s ease-in-out infinite} .bldr-btn-a-rock:hover,.bldr-btn-a-pulse:hover,.bldr-btn-a-bounce:hover,.bldr-btn-a-wobble:hover{animation-play-state:paused} @keyframes bldr-btn-a-rock{0%,25%,100%{transform:rotate(0)}50%{transform:rotate(2deg)}75%{transform:rotate(-2deg)}} @keyframes bldr-btn-a-pulse{0%{transform:scale(1);box-shadow:0 0 0 0 var(--bldr-btn-glow,#eb6a56)}60%{transform:scale(1.03);box-shadow:0 0 0 12px transparent}100%{transform:scale(1);box-shadow:0 0 0 0 transparent}} @keyframes bldr-btn-a-bounce{0%,30%,60%,100%{transform:translateY(0)}40%{transform:translateY(-9px)}50%{transform:translateY(-4px)}} @keyframes bldr-btn-a-wobble{0%,40%,100%{transform:skewX(0)}50%{transform:skewX(6deg)}60%{transform:skewX(-6deg)}70%{transform:skewX(3deg)}80%{transform:skewX(-2deg)}90%{transform:skewX(0)}} @media (prefers-reduced-motion:reduce){.bldr-btn-h-slide::before,.bldr-btn-h-reveal::before{transition:none}.bldr-btn-gradient-flow,.bldr-btn-gradient-aurora,.bldr-btn-a-rock,.bldr-btn-a-pulse,.bldr-btn-a-bounce,.bldr-btn-a-wobble{animation:none}} .bldr-btn-row{display:flex;align-items:center;justify-content:center;gap:.55em} .bldr-btn-labels{display:block;text-align:inherit} .bldr-btn-pair{display:flex;gap:12px;flex-wrap:wrap;align-items:stretch} .bldr-btn-pair.stack{flex-direction:column;align-items:stretch} .bldr-reveal{display:none} .bldr-reveal.is-revealed{display:block} .bldr-form{max-width:430px;margin:0 auto;background:#028090;border:1px solid #e0e0e0;border-radius:14px;padding:1.6rem;box-shadow:0 12px 32px rgba(0,0,0,0.12)} .bldr-form.bldr-form-bare{background:transparent;border:0;border-radius:0;padding:0;box-shadow:none} .bldr-form-field{border:1px solid #e0e0e0;border-radius:10px;padding:0.7rem 0.9rem;margin-bottom:10px;color:#808080;font-size:0.92em;background:#f6f6f6} .bldr-form-field-single{white-space:nowrap;overflow:hidden} @media(max-width:767px){.bldr-form-row>*{flex-basis:100%!important}} .bldr-form-help{font-size:0.76em;color:#838383;margin:-6px 0 10px} .bldr-acc{background:#028090;border:1px solid #e0e0e0;border-radius:10px;overflow:hidden} .bldr-acc>summary{position:relative;padding:0.8rem 2.4rem 0.8rem 1rem;font-weight:700;font-size:0.95em;cursor:pointer;list-style:none} .bldr-acc>summary::-webkit-details-marker{display:none} /* The visitor's cue that a row opens. The old marker was suppressed with nothing in its place, so questions read as static boxes (accordion styles pass, 2026-08-22). currentColor keeps the cue readable on any member-chosen heading colour. */ .bldr-acc>summary::after{content:"";position:absolute;right:1.05rem;top:50%;width:0.42em;height:0.42em;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:translateY(-70%) rotate(45deg);opacity:0.55;transition:transform .25s ease} .bldr-acc[open]>summary::after{transform:translateY(-30%) rotate(225deg)} .bldr-acc.bldr-acc-plus>summary::after{width:12px;height:12px;border:0;background:linear-gradient(currentColor,currentColor) center/12px 2px no-repeat,linear-gradient(currentColor,currentColor) center/2px 12px no-repeat;transform:translateY(-50%);transition:background-size .25s ease} .bldr-acc.bldr-acc-plus[open]>summary::after{transform:translateY(-50%);background-size:12px 2px,2px 0} /* Hover shade as a translucent overlay so it reads over ANY heading colour, including "no colour at all" in the lines look. */ .bldr-acc>summary:hover{background-image:linear-gradient(rgba(0,0,0,0.045),rgba(0,0,0,0.045))} .bldr-acc-body{padding:0 1rem 0.85rem;font-size:0.9em;line-height:1.6;color:#838383} /* Smooth open/close where the browser can animate to auto height; everywhere else the toggle stays instant, exactly as before. Scoped to the accordion so the keyword interpolation cannot leak into other height animations. */ @supports (interpolate-size:allow-keywords){ .bldr-acc{interpolate-size:allow-keywords} .bldr-acc::details-content{block-size:0;overflow-y:clip;transition:content-visibility .25s allow-discrete,block-size .25s ease} .bldr-acc[open]::details-content{block-size:auto} } @media (prefers-reduced-motion:reduce){.bldr-acc>summary::after{transition:none}.bldr-acc::details-content{transition:none}} .bldr-social{display:flex;gap:12px;justify-content:center;flex-wrap:wrap} .bldr-social a{width:38px;height:38px;border-radius:50%;background:#3e3e3e;color:#ffffff;display:grid;place-items:center;font-size:0.72em;font-weight:800;text-decoration:none;text-transform:uppercase} .bldr-container-responsive{--bldr-container-mobile-pad-x:0px;--bldr-container-mobile-bleed:0px} .bldr-container-grid-item{grid-column:span var(--bldr-container-span,12);min-width:0} .bldr-image-responsive{--bldr-image-mobile-width:100%} .bldr-spacer-responsive{--bldr-spacer-mobile-height:0px} .bldr-video-box{position:relative;width:100%;box-sizing:border-box} .bldr-video{position:relative;width:100%;max-width:660px;margin:0 auto;border-radius:10px;overflow:hidden;box-shadow:0 12px 34px rgba(0,0,0,0.25)} .bldr-video-surface{position:relative;width:100%;box-sizing:border-box;overflow:hidden} .bldr-video-media{position:relative;width:100%;box-sizing:border-box;overflow:hidden} .bldr-video iframe{display:block;width:100%;aspect-ratio:16/9;border:0} .bldr-custom-html iframe,.bldr-custom-html video,.bldr-custom-html embed,.bldr-custom-html object{max-width:100%} .bldr-video-inner-shadow{position:absolute;inset:0;z-index:1;border-radius:inherit;pointer-events:none} .bldr-video-box-inner-shadow{position:absolute;inset:0;z-index:5;display:block;box-sizing:border-box;border-radius:inherit;pointer-events:none} .bldr-video-overlay-hit{position:absolute;inset:0;z-index:2;pointer-events:none;transition:opacity .35s ease,visibility .35s ease} .bldr-video-overlay-hit.is-gone{opacity:0;visibility:hidden;pointer-events:none} .bldr-video-overlay{position:absolute;top:14%;left:8%;max-width:84%;background:#fff;color:#111;font-family:'Caveat',cursive;font-size:clamp(1.05rem,3vw,1.55rem);line-height:1.15;padding:.2em .8em;border-radius:6px;transform:rotate(-4deg);box-shadow:0 4px 14px rgba(0,0,0,.3);pointer-events:none} .bldr-count{display:flex;gap:10px;justify-content:center;align-items:flex-start} .bldr-count-cell{background:#101418;color:#fff;border-radius:8px;padding:0.55rem 0.7rem;font-size:1.6em;font-weight:800;font-variant-numeric:tabular-nums;min-width:2.4em;text-align:center} .bldr-count-cap{font-size:0.62em;margin-top:5px;opacity:0.55;text-transform:uppercase;letter-spacing:0.08em;text-align:center} @keyframes bldr-anim-fade{from{opacity:0}to{opacity:1}} @keyframes bldr-anim-slide-up{from{opacity:0;transform:translateY(26px)}to{opacity:1;transform:none}} @keyframes bldr-anim-slide-left{from{opacity:0;transform:translateX(-26px)}to{opacity:1;transform:none}} @keyframes bldr-anim-slide-right{from{opacity:0;transform:translateX(26px)}to{opacity:1;transform:none}} @keyframes bldr-anim-slide-down{from{opacity:0;transform:translateY(-26px)}to{opacity:1;transform:none}} @keyframes bldr-anim-zoom{from{opacity:0;transform:scale(0.92)}to{opacity:1;transform:none}} @keyframes bldr-anim-bounce{0%{opacity:0;transform:scale(.72)}55%{opacity:1;transform:scale(1.08)}75%{transform:scale(.96)}100%{transform:none}} @keyframes bldr-anim-roll-in{from{opacity:0;transform:translateX(-60px) rotate(-120deg)}to{opacity:1;transform:none}} @keyframes bldr-anim-rotate{from{opacity:0;transform:rotate(-14deg) scale(.9)}to{opacity:1;transform:none}} @keyframes bldr-anim-flip-vertical{from{opacity:0;transform:perspective(700px) rotateX(-90deg)}to{opacity:1;transform:none}} @keyframes bldr-anim-flip-horizontal{from{opacity:0;transform:perspective(700px) rotateY(-90deg)}to{opacity:1;transform:none}} @keyframes bldr-anim-bounce-top{0%{opacity:0;transform:translateY(-70px)}55%{opacity:1;transform:translateY(12px)}75%{transform:translateY(-5px)}100%{transform:none}} @keyframes bldr-anim-bounce-left{0%{opacity:0;transform:translateX(-70px)}55%{opacity:1;transform:translateX(12px)}75%{transform:translateX(-5px)}100%{transform:none}} @keyframes bldr-anim-bounce-right{0%{opacity:0;transform:translateX(70px)}55%{opacity:1;transform:translateX(-12px)}75%{transform:translateX(5px)}100%{transform:none}} @keyframes bldr-anim-bounce-bottom{0%{opacity:0;transform:translateY(70px)}55%{opacity:1;transform:translateY(-12px)}75%{transform:translateY(5px)}100%{transform:none}} @keyframes bldr-anim-tilt-left{from{opacity:0;transform:translateX(-34px) rotate(-9deg)}to{opacity:1;transform:none}} @keyframes bldr-anim-tilt-right{from{opacity:0;transform:translateX(34px) rotate(9deg)}to{opacity:1;transform:none}} .bldr-anim-on .bldr-a{opacity:0} .bldr-anim-on .bldr-a.bldr-a-fade.bldr-a-slow.is-in{animation:bldr-anim-fade 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-fade.bldr-a-normal.is-in{animation:bldr-anim-fade 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-fade.bldr-a-fast.is-in{animation:bldr-anim-fade 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-slide-up.bldr-a-slow.is-in{animation:bldr-anim-slide-up 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-slide-up.bldr-a-normal.is-in{animation:bldr-anim-slide-up 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-slide-up.bldr-a-fast.is-in{animation:bldr-anim-slide-up 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-slide-left.bldr-a-slow.is-in{animation:bldr-anim-slide-left 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-slide-left.bldr-a-normal.is-in{animation:bldr-anim-slide-left 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-slide-left.bldr-a-fast.is-in{animation:bldr-anim-slide-left 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-slide-right.bldr-a-slow.is-in{animation:bldr-anim-slide-right 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-slide-right.bldr-a-normal.is-in{animation:bldr-anim-slide-right 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-slide-right.bldr-a-fast.is-in{animation:bldr-anim-slide-right 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-slide-down.bldr-a-slow.is-in{animation:bldr-anim-slide-down 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-slide-down.bldr-a-normal.is-in{animation:bldr-anim-slide-down 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-slide-down.bldr-a-fast.is-in{animation:bldr-anim-slide-down 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-zoom.bldr-a-slow.is-in{animation:bldr-anim-zoom 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-zoom.bldr-a-normal.is-in{animation:bldr-anim-zoom 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-zoom.bldr-a-fast.is-in{animation:bldr-anim-zoom 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce.bldr-a-slow.is-in{animation:bldr-anim-bounce 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce.bldr-a-normal.is-in{animation:bldr-anim-bounce 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce.bldr-a-fast.is-in{animation:bldr-anim-bounce 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-roll-in.bldr-a-slow.is-in{animation:bldr-anim-roll-in 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-roll-in.bldr-a-normal.is-in{animation:bldr-anim-roll-in 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-roll-in.bldr-a-fast.is-in{animation:bldr-anim-roll-in 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-rotate.bldr-a-slow.is-in{animation:bldr-anim-rotate 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-rotate.bldr-a-normal.is-in{animation:bldr-anim-rotate 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-rotate.bldr-a-fast.is-in{animation:bldr-anim-rotate 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-flip-vertical.bldr-a-slow.is-in{animation:bldr-anim-flip-vertical 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-flip-vertical.bldr-a-normal.is-in{animation:bldr-anim-flip-vertical 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-flip-vertical.bldr-a-fast.is-in{animation:bldr-anim-flip-vertical 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-flip-horizontal.bldr-a-slow.is-in{animation:bldr-anim-flip-horizontal 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-flip-horizontal.bldr-a-normal.is-in{animation:bldr-anim-flip-horizontal 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-flip-horizontal.bldr-a-fast.is-in{animation:bldr-anim-flip-horizontal 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce-top.bldr-a-slow.is-in{animation:bldr-anim-bounce-top 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce-top.bldr-a-normal.is-in{animation:bldr-anim-bounce-top 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce-top.bldr-a-fast.is-in{animation:bldr-anim-bounce-top 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce-left.bldr-a-slow.is-in{animation:bldr-anim-bounce-left 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce-left.bldr-a-normal.is-in{animation:bldr-anim-bounce-left 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce-left.bldr-a-fast.is-in{animation:bldr-anim-bounce-left 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce-right.bldr-a-slow.is-in{animation:bldr-anim-bounce-right 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce-right.bldr-a-normal.is-in{animation:bldr-anim-bounce-right 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce-right.bldr-a-fast.is-in{animation:bldr-anim-bounce-right 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce-bottom.bldr-a-slow.is-in{animation:bldr-anim-bounce-bottom 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce-bottom.bldr-a-normal.is-in{animation:bldr-anim-bounce-bottom 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-bounce-bottom.bldr-a-fast.is-in{animation:bldr-anim-bounce-bottom 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-tilt-left.bldr-a-slow.is-in{animation:bldr-anim-tilt-left 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-tilt-left.bldr-a-normal.is-in{animation:bldr-anim-tilt-left 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-tilt-left.bldr-a-fast.is-in{animation:bldr-anim-tilt-left 0.32s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-tilt-right.bldr-a-slow.is-in{animation:bldr-anim-tilt-right 1.6s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-tilt-right.bldr-a-normal.is-in{animation:bldr-anim-tilt-right 0.8s cubic-bezier(0.2,0.7,0.3,1) both} .bldr-anim-on .bldr-a.bldr-a-tilt-right.bldr-a-fast.is-in{animation:bldr-anim-tilt-right 0.32s cubic-bezier(0.2,0.7,0.3,1) both} @media (prefers-reduced-motion:reduce){.bldr-anim-on .bldr-a{opacity:1!important;animation:none!important}} /* Text gutter (textGutterVars): words never touch the screen edge. Desktop and tablet values are expressions of the screen width; phones override below. The screen width is the page's own width (100cqw), which leaves out a desktop scrollbar; 100vw counts it. Without container units: 100vw. */ @supports (width:1cqw){.bldr-page{container-type:inline-size;--bldr-screen:100cqw}} .bldr-text-gutter{padding-left:var(--bldr-gutter-dl,0px);padding-right:var(--bldr-gutter-dr,0px)} @media (min-width:768px) and (max-width:1024px){.bldr-text-gutter{padding-left:var(--bldr-gutter-tl,var(--bldr-gutter-dl,0px));padding-right:var(--bldr-gutter-tr,var(--bldr-gutter-dr,0px))}} @media (max-width:767px){ .bldr-widget-mobile-margin{margin:var(--bldr-widget-mobile-margin)!important} .bldr-form-mobile-field-gap .bldr-form-field-gap{margin-bottom:var(--bldr-form-mobile-field-gap)!important} .bldr-form-mobile-field-gap .bldr-form-field-gap-row{gap:var(--bldr-form-mobile-field-gap)!important} .bldr-form-mobile-field-gap .bldr-form-field-gap-row .bldr-form-field-gap{margin-bottom:0!important} .bldr-form-mobile-field-gap .bldr-form-field-gap>.bldr-form-field{margin-bottom:0!important} .bldr-wrap{gap:18px;padding-left:18px;padding-right:18px} .bldr-container-responsive{padding-left:var(--bldr-container-mobile-pad-x)!important;padding-right:var(--bldr-container-mobile-pad-x)!important;width:calc(100% + var(--bldr-container-mobile-bleed) * 2)!important;margin-left:calc(var(--bldr-container-mobile-bleed) * -1)!important;margin-right:calc(var(--bldr-container-mobile-bleed) * -1)!important} .bldr-container-grid{grid-template-columns:repeat(12,minmax(0,1fr))!important} .bldr-container-grid-item{grid-column:span var(--bldr-container-mobile-span,12)} .bldr-image-responsive{--bldr-image-active-aspect:var(--bldr-image-mobile-aspect);position:relative;left:50%;transform:translateX(-50%);width:min(100%,var(--bldr-image-mobile-width))!important;max-width:100%!important;margin-left:0!important;margin-right:0!important} .bldr-spacer-responsive{height:var(--bldr-spacer-mobile-height)!important} .bldr-btn-mobile-wrap{white-space:normal!important} .bldr-btn-mobile-nowrap{white-space:nowrap!important} /* Imported Desktop offsets reset when columns stack; explicit Mobile edits use their selected-device offset. */ .bldr-col{flex:1 1 100%;--col-nudge:var(--col-mobile-nudge,0px)!important;margin-top:var(--col-mobile-nudge,0px)!important} .bldr-phone-side-by-side>.bldr-col{flex:var(--col-grow,1) 1 0;--col-nudge:var(--col-mobile-nudge,0px)!important;margin-top:var(--col-mobile-nudge,0px)!important} .bldr-col-mobile-padding{padding:var(--bldr-col-mobile-padding)!important} .bldr-text-gutter{padding-left:var(--bldr-gutter-l,0px);padding-right:var(--bldr-gutter-r,0px)} .bldr-bg-sizer-desktop{display:none} .bldr-checkout-source-preview{padding-left:10px!important;padding-right:10px!important} .bldr-checkout-source-summary{margin-left:-10px!important;margin-right:-10px!important;padding-left:20px!important;padding-right:20px!important} .bldr-checkout-source-security{grid-template-columns:1fr!important} .bldr-col-responsive-gap{gap:var(--bldr-col-mobile-gap)!important} .bldr-section-responsive-gap{gap:var(--bldr-mobile-row-gap)!important} .bldr-stack-rev{flex-direction:column-reverse} .bldr-col-phone-order{order:var(--bldr-phone-order)} .bldr-embed-mobile-height{height:var(--bldr-embed-mobile-height)!important} .bldr-bgvid{display:none} .bldr-sticky-phone-off{position:relative!important} } /* Rotating headline words (tier 4). The document stores the choice; these keyframes and the platform runtime are the code. */ .hba-rot{display:inline-grid;vertical-align:baseline;text-align:start} .hba-rot-item{grid-area:1/1;visibility:hidden;white-space:nowrap} .hba-rot-item.is-in{visibility:visible;animation:hba-rot-in var(--hba-rot-anim,400ms) both} .hba-rot-fade .hba-rot-item.is-in{animation-name:hba-rot-fade} .hba-rot-slide-up .hba-rot-item.is-in{animation-name:hba-rot-slide-up} .hba-rot-flip .hba-rot-item.is-in{animation-name:hba-rot-flip} .hba-rot-zoom .hba-rot-item.is-in{animation-name:hba-rot-zoom} .hba-rot-bounce .hba-rot-item.is-in{animation-name:hba-rot-bounce} .hba-rot-blur .hba-rot-item.is-in{animation-name:hba-rot-blur} .hba-rot-typewriter .hba-rot-item.is-in{animation-name:hba-rot-type;animation-timing-function:steps(18,end)} @keyframes hba-rot-in{from{opacity:0}to{opacity:1}} @keyframes hba-rot-fade{from{opacity:0}to{opacity:1}} @keyframes hba-rot-slide-up{from{opacity:0;transform:translateY(0.5em)}to{opacity:1;transform:none}} @keyframes hba-rot-flip{from{opacity:0;transform:perspective(600px) rotateX(-90deg)}to{opacity:1;transform:none}} @keyframes hba-rot-zoom{from{opacity:0;transform:scale(0.78)}to{opacity:1;transform:none}} @keyframes hba-rot-bounce{0%{opacity:0;transform:scale(0.7)}55%{opacity:1;transform:scale(1.09)}75%{transform:scale(0.97)}100%{transform:none}} @keyframes hba-rot-blur{from{opacity:0;filter:blur(9px)}to{opacity:1;filter:none}} @keyframes hba-rot-type{from{clip-path:inset(0 100% 0 0)}to{clip-path:inset(0 0 0 0)}} @media (prefers-reduced-motion:reduce){.hba-rot .hba-rot-item.is-in{animation:none}} /* A per-device override has to carry the SAME centred-list recipe the ordinary alignment classes use (see .bldr-rt-center above): text-align alone leaves the bullets pinned to the far left while the words move to the middle. */ @media (max-width:767px){ .bldr-al-m-left,.bldr-al-m-left>*{text-align:left!important} .bldr-al-m-center,.bldr-al-m-center>*{text-align:center!important} .bldr-al-m-right,.bldr-al-m-right>*{text-align:right!important} .bldr-al-m-justify,.bldr-al-m-justify>*{text-align:justify!important} .bldr-al-m-center ul,.bldr-al-m-center ol,.bldr-al-m-right ul,.bldr-al-m-right ol{display:table;max-width:100%;text-align:left!important} .bldr-al-m-center ul,.bldr-al-m-center ol{margin-left:auto;margin-right:auto} .bldr-al-m-right ul,.bldr-al-m-right ol{margin-left:auto;margin-right:0} .bldr-al-m-left ul,.bldr-al-m-left ol{display:block;margin-left:0;margin-right:0} } @media (min-width:768px) and (max-width:1024px){ .bldr-al-t-left,.bldr-al-t-left>*{text-align:left!important} .bldr-al-t-center,.bldr-al-t-center>*{text-align:center!important} .bldr-al-t-right,.bldr-al-t-right>*{text-align:right!important} .bldr-al-t-justify,.bldr-al-t-justify>*{text-align:justify!important} .bldr-al-t-center ul,.bldr-al-t-center ol,.bldr-al-t-right ul,.bldr-al-t-right ol{display:table;max-width:100%;text-align:left!important} .bldr-al-t-center ul,.bldr-al-t-center ol{margin-left:auto;margin-right:auto} .bldr-al-t-right ul,.bldr-al-t-right ol{margin-left:auto;margin-right:0} .bldr-al-t-left ul,.bldr-al-t-left ol{display:block;margin-left:0;margin-right:0} } @media (max-width:767px){.bldr-hide-mobile{display:none!important}} @media (min-width:768px) and (max-width:1024px){.bldr-hide-tablet{display:none!important}} @media (min-width:1025px){.bldr-hide-desktop{display:none!important}} .bldr-pad-none{padding-top:0;padding-bottom:0} .bldr-pad-sm{padding-top:1.40rem;padding-bottom:1.40rem} .bldr-pad-md{padding-top:2.60rem;padding-bottom:2.60rem} .bldr-pad-lg{padding-top:4.00rem;padding-bottom:4.00rem} .bldr-pad-xl{padding-top:6.00rem;padding-bottom:6.00rem} @media(max-width:767px){ .bldr-mobile-pad-top{padding-top:var(--bldr-mobile-pad-top)!important} .bldr-mobile-pad-bottom{padding-bottom:var(--bldr-mobile-pad-bottom)!important} .bldr-mobile-min-height{min-height:var(--bldr-mobile-min-height)!important} }

You took care of everyone. What happens when you can't anymore?

Your 401(k) probably won't cover it. Here are 5 low-tech income streams you could start building now, even with a full-time job

Send Me the 5 Income Streams

From the Desk of Dr. Lisa Thompson

You've run the numbers at 2:30 AM.

Social Security won't be enough. The 401(k) looks more like a suggestion than a plan.

You're not lazy or behind. You're exhausted from trading time and health for income.

That hit me hardest when I got diagnosed with Type 2 diabetes at 46. I had two choices: keep working long hours until my body gave out... or find a second job.

Then I found a third option.

People our age are quietly building income that keeps coming even when they're not working.

This guide breaks down the 5 simplest low-tech ways - including the one I'm doing right now - so you can pick what fits YOUR skills, YOUR time, and YOUR life.

You're not too late. You still have options. You still have fight left.

Here's What's Inside...

Is your 401(k) really enough? The number most GenXers never see - and what to do about it starting today
What an ER nurse found in her filing cabinet that paid off $30,000 in debt
How to get paid for recommendations you're already making for free
...and 3 more that don't require hours of sitting and figuring things out

Send Me the 5 Income Streams

FTC Disclaimer: Average affiliates can expect to earn $328 with this business. For full earnings disclosure visit: Income.TheHBA.net. To earn much higher income amounts, work, skill and commitment is required. This business has paid over 6 Million dollars in affiliate commissions so far